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email: matt@maloneyrealty.com
Matt Maloney Associate Broker Certified Appraiser McCurdy R.E. Group, Inc. 1004 Route 9, Latham NY   518-429-9227  
WWW.MALONEYREALTY.COM                               Direct: 518-429-9227
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Obtain the Best Rates & Lowest Closing Costs

When you are ready to purchase a home, it makes sense to negotiate from the
strongest position possible. In a strong real estate market, sellers can be more
selective in the final buyer they choose to negotiate with. In such a crazed
seller's market, it's not uncommon for a home seller to receive multiple offers on
their property. With that said, there are certain things you can do to make
certain that your offer is the one Seller goes with.

The vast majority of Purchaser's today go about the process entirely
wrong, putting themselves at an overwhelming disadvantage!

Let's look at this from the Seller's perspective for a moment. If you were the
Seller and had multiple offers on your property, all things being equal, would
you accept the one with Certificate of Financing Approval or the one that was
still Conditional on Financing? The answer is obvious. Why then, do so many
buyers wait to start the financing until after they have found the home?

Lastly, from a cost savings perspective...

As a prospective purchaser, it makes all the more sense to start the financing
early on so you can get a firm handle on your interest rate and estimate of
points and closing costs. If you do this before finding a home, you are not under
any time constraints and are less likely to over pay like a buyer who has found a
home and is under strict time constraints.

Should you decide that you wish to take advantage of Pre-Approval, simply
complete the form on this page. We will forward your information to one of our
preferred mortgage professionals who can assist you in locating the absolute
best mortgage rate and lowest closing costs possible.
YOUR HOME SOLD
GUARANTEED
...OR I'LL SELL IT FOR FREE !*

The Matt Maloney Home Selling Team
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